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	<title>Lumina Services &#187; News</title>
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	<link>http://www.luminaservices.com</link>
	<description>Research Valuation and Advisory Services</description>
	<lastBuildDate>Fri, 23 Dec 2011 21:47:35 +0000</lastBuildDate>
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		<title>Happy Holidays to our Faithful Readers</title>
		<link>http://www.luminaservices.com/2011/12/happy-holidays-to-our-faithful-readers/</link>
		<comments>http://www.luminaservices.com/2011/12/happy-holidays-to-our-faithful-readers/#comments</comments>
		<pubDate>Fri, 23 Dec 2011 21:47:35 +0000</pubDate>
		<dc:creator>kmancer</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Seniors' Housing]]></category>

		<guid isPermaLink="false">http://www.luminaservices.com/?p=454</guid>
		<description><![CDATA[We have been letting our faithful readers down recently and I apologize for the scarcity of posts over the last few weeks. We will do better in the new year. A few topics lined up for comment include the future of Canada’s housing market based on some interesting data from the Conference Board; anti-anxiety medication [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>And you thought the US housing market couldn’t get worse: reverse mortgages in default</title>
		<link>http://www.luminaservices.com/2011/07/and-you-thought-the-us-housing-market-couldn%e2%80%99t-get-worse-reverse-mortgages-in-default/</link>
		<comments>http://www.luminaservices.com/2011/07/and-you-thought-the-us-housing-market-couldn%e2%80%99t-get-worse-reverse-mortgages-in-default/#comments</comments>
		<pubDate>Wed, 06 Jul 2011 23:51:29 +0000</pubDate>
		<dc:creator>kmancer</dc:creator>
				<category><![CDATA[Housing Market]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Seniors' Housing]]></category>
		<category><![CDATA[Housing and Urban Development]]></category>
		<category><![CDATA[National Council on Aging]]></category>
		<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[US Housing Market]]></category>

		<guid isPermaLink="false">http://www.luminaservices.com/?p=425</guid>
		<description><![CDATA[If you did think that that US housing market couldn’t get any worse, think again. 
Apparently a significant number of seniors who entered into  reverse mortgage arrangements to provide an additional income stream are facing the possibility of foreclosure and could lose their homes.  The problem is that reverse mortgage holders must pay [...]]]></description>
		<wfw:commentRss>http://www.luminaservices.com/2011/07/and-you-thought-the-us-housing-market-couldn%e2%80%99t-get-worse-reverse-mortgages-in-default/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CKNW Interview</title>
		<link>http://www.luminaservices.com/2011/06/cknw-interview/</link>
		<comments>http://www.luminaservices.com/2011/06/cknw-interview/#comments</comments>
		<pubDate>Mon, 27 Jun 2011 21:14:23 +0000</pubDate>
		<dc:creator>kmancer</dc:creator>
				<category><![CDATA[Future]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Seniors' Housing]]></category>
		<category><![CDATA[Aging]]></category>
		<category><![CDATA[Aging population]]></category>
		<category><![CDATA[Baby Boomers]]></category>
		<category><![CDATA[British Columbia]]></category>
		<category><![CDATA[demographics]]></category>
		<category><![CDATA[Migration]]></category>
		<category><![CDATA[Population]]></category>
		<category><![CDATA[Seniors]]></category>

		<guid isPermaLink="false">http://www.luminaservices.com/?p=423</guid>
		<description><![CDATA[For all you non-Vancouverites following our blog, CKNW is the # 1 rated talk radio show in the region.  I just did an interview with Jill Bennett, one of the hosts on the station. Before the interview started I was thinking about  interesting ways to talk about the numbers—how our population is aging [...]]]></description>
		<wfw:commentRss>http://www.luminaservices.com/2011/06/cknw-interview/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>State of the US Housing Market</title>
		<link>http://www.luminaservices.com/2011/06/state-of-the-us-housing-market/</link>
		<comments>http://www.luminaservices.com/2011/06/state-of-the-us-housing-market/#comments</comments>
		<pubDate>Tue, 14 Jun 2011 18:49:41 +0000</pubDate>
		<dc:creator>kmancer</dc:creator>
				<category><![CDATA[Future]]></category>
		<category><![CDATA[Housing Market]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Seniors' Housing]]></category>
		<category><![CDATA[Baby Boomers]]></category>

		<guid isPermaLink="false">http://www.luminaservices.com/?p=421</guid>
		<description><![CDATA[The Joint Centre for Housing Studies at Harvard University (JCHS) just released its 2011 State of the Nation’s Housing report. These reports are a gold mine of information on the US housing market. The 2011 edition makes for very sobering reading thanks to the ongoing impact of the Great Recession.
Single family completions in 2010 sank [...]]]></description>
		<wfw:commentRss>http://www.luminaservices.com/2011/06/state-of-the-us-housing-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sleepless in Seattle because your mortgage is underwater</title>
		<link>http://www.luminaservices.com/2011/03/sleepless-in-seattle-because-your-mortgage-is-underwater/</link>
		<comments>http://www.luminaservices.com/2011/03/sleepless-in-seattle-because-your-mortgage-is-underwater/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 18:33:30 +0000</pubDate>
		<dc:creator>kmancer</dc:creator>
				<category><![CDATA[Housing Market]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[British Columbia]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Seattle Housing]]></category>

		<guid isPermaLink="false">http://www.luminaservices.com/?p=388</guid>
		<description><![CDATA[Because Seattle is so close to Vancouver (Canada), we pay a lot of attention to what goes on there. A recent article in the Vancouver Sun about negative equity in the state of Washington as well as other US cities was truly startling. In metro Seattle at the end of 2010, 34% of all houses [...]]]></description>
		<wfw:commentRss>http://www.luminaservices.com/2011/03/sleepless-in-seattle-because-your-mortgage-is-underwater/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Integration or segregation of assisted living services in independent living communities</title>
		<link>http://www.luminaservices.com/2011/01/integration-or-segregation-of-assisted-living-services-in-independent-living-communities/</link>
		<comments>http://www.luminaservices.com/2011/01/integration-or-segregation-of-assisted-living-services-in-independent-living-communities/#comments</comments>
		<pubDate>Wed, 26 Jan 2011 18:43:44 +0000</pubDate>
		<dc:creator>kmancer</dc:creator>
				<category><![CDATA[Future]]></category>
		<category><![CDATA[Housing Market]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Seniors' Housing]]></category>
		<category><![CDATA[Assisted Living]]></category>
		<category><![CDATA[Housing Development]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Seniors]]></category>

		<guid isPermaLink="false">http://www.luminaservices.com/?p=336</guid>
		<description><![CDATA[I have posted about this before and there is also a section on the subject in my book The Future of Seniors Housing: Planning, Building and Operating Successful Seniors Housing Projects (now available on our website and soon to be available on Amazon etc).
The thing is, I think I have changed my mind since the [...]]]></description>
		<wfw:commentRss>http://www.luminaservices.com/2011/01/integration-or-segregation-of-assisted-living-services-in-independent-living-communities/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>December 13 2010</title>
		<link>http://www.luminaservices.com/2010/12/december-13-2010/</link>
		<comments>http://www.luminaservices.com/2010/12/december-13-2010/#comments</comments>
		<pubDate>Mon, 13 Dec 2010 22:27:53 +0000</pubDate>
		<dc:creator>kmancer</dc:creator>
				<category><![CDATA[Future]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Seniors' Housing]]></category>
		<category><![CDATA[BCSLA]]></category>
		<category><![CDATA[Kate Mancer]]></category>
		<category><![CDATA[Seniors]]></category>
		<category><![CDATA[The Future of Seniors Housing]]></category>

		<guid isPermaLink="false">http://www.luminaservices.com/?p=333</guid>
		<description><![CDATA[The Future of Seniors Housing has arrived!
For all of you out there anxiously awaiting the availability of my book (and none more anxious than I), I am more than happy to announce that the printed copies have been delivered to Vancouver from the estimable Hignells Printing in Winnipeg and will be in our hands tomorrow.
We [...]]]></description>
		<wfw:commentRss>http://www.luminaservices.com/2010/12/december-13-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Highest Return on Investment in Seniors’ Housing</title>
		<link>http://www.luminaservices.com/2010/09/the-highest-return-on-investment-in-seniors%e2%80%99-housing/</link>
		<comments>http://www.luminaservices.com/2010/09/the-highest-return-on-investment-in-seniors%e2%80%99-housing/#comments</comments>
		<pubDate>Tue, 28 Sep 2010 23:51:09 +0000</pubDate>
		<dc:creator>kmancer</dc:creator>
				<category><![CDATA[Market Studies]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Seniors' Housing]]></category>
		<category><![CDATA[Housing Market]]></category>
		<category><![CDATA[Market Study]]></category>

		<guid isPermaLink="false">http://www.luminaservices.com/?p=319</guid>
		<description><![CDATA[According  to a recent report from NIC (the National Investment Center for the Seniors Housing and  Care Industry) overall occupancy in US seniors housing projects is about 88%, with no signs on the horizon of any significant improvement any time soon. The housing market is still very weak and interest rates on popular savings vehicles [...]]]></description>
		<wfw:commentRss>http://www.luminaservices.com/2010/09/the-highest-return-on-investment-in-seniors%e2%80%99-housing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Another Bad Rap for Seniors</title>
		<link>http://www.luminaservices.com/2010/09/another-bad-rap-for-seniors/</link>
		<comments>http://www.luminaservices.com/2010/09/another-bad-rap-for-seniors/#comments</comments>
		<pubDate>Wed, 15 Sep 2010 19:02:22 +0000</pubDate>
		<dc:creator>kmancer</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Seniors' Housing]]></category>
		<category><![CDATA[Aging]]></category>
		<category><![CDATA[British Columbia]]></category>
		<category><![CDATA[Housing Options]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Seniors]]></category>
		<category><![CDATA[Seniors' Housing Menus]]></category>
		<category><![CDATA[Winnipeg]]></category>

		<guid isPermaLink="false">http://www.luminaservices.com/?p=317</guid>
		<description><![CDATA[It’s taken me a while to catch up on my newspapers after spending a wonderful week in New York recently. I was taken aback by a Facts &#38; Argument piece in the September 1st issue of the Globe and Mail. Facts &#38; Argument is written by Globe readers, in this case a woman living in [...]]]></description>
		<wfw:commentRss>http://www.luminaservices.com/2010/09/another-bad-rap-for-seniors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Seniors Move in the US</title>
		<link>http://www.luminaservices.com/2010/09/why-seniors-move-in-the-us/</link>
		<comments>http://www.luminaservices.com/2010/09/why-seniors-move-in-the-us/#comments</comments>
		<pubDate>Thu, 09 Sep 2010 22:03:28 +0000</pubDate>
		<dc:creator>kmancer</dc:creator>
				<category><![CDATA[Future]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Seniors' Housing]]></category>
		<category><![CDATA[2011 Canadian Census]]></category>
		<category><![CDATA[Age of entry]]></category>
		<category><![CDATA[Aging]]></category>
		<category><![CDATA[Aging in place]]></category>
		<category><![CDATA[American Housing Survey]]></category>
		<category><![CDATA[gated communities]]></category>
		<category><![CDATA[Housing Development]]></category>
		<category><![CDATA[Housing Market]]></category>
		<category><![CDATA[Housing Options]]></category>
		<category><![CDATA[Migration]]></category>
		<category><![CDATA[Mobility]]></category>
		<category><![CDATA[snow birds]]></category>

		<guid isPermaLink="false">http://www.luminaservices.com/?p=315</guid>
		<description><![CDATA[In the United States, where they have a quaint habit of collecting reliable data that sheds light on matters of interest and importance to their society (unlike Canada, where we consider this practice outrageously intrusive), data from the 2009 American Housing Survey have just been released.
For the 65+ group, the most common reason for moving [...]]]></description>
		<wfw:commentRss>http://www.luminaservices.com/2010/09/why-seniors-move-in-the-us/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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